Certificates of Deposit Certificates of Deposit Certificates of Deposit are an ideal way to save. You can earn a higher rate on your deposit by locking into a specified term. Minimum opening deposit and minimum balance of $500 Interest compounded quarterly Automatically renews at maturity at the current rate being offered Competitive rates Substantial penalty may be imposed for early withdrawal Fees could reduce the earnings on the account See Rate Chart for current rates. Truth in Savings Disclosure Privacy Policy Contact Deposit Services