Platinum Checking Account Platinum Checking Account Anyone 50 years and better can enjoy the benefits of this club account. This account has so many special services we can't list them all. Visit our offices and our staff will tell you about other services that we have to offer. Initial opening deposit of $100.00 No monthly maintenance fee if you maintain a $100.00 daily balance. If your balance falls below $100.00 there will be a $5.00 monthly service charge. Interest bearing account Unlimited check writing Free direct deposit Free personalized club checks ATM or MasterCard Check Card available Free Overdraft Privilege available Free access to 24 Hour Customer Service Internet Bill Payment available For detailed itemized fees associated with this account, contact Deposit Services. Truth in Savings Disclosure Funds Availability Policy Electronic Fund Transfer Disclosure Privacy Policy Contact Deposit Services