Convenience Checking Account Convenience Checking Account Offers a simple, economical way to bank. No minimum balance Initial opening deposit of $100.00 No monthly service fees Unlimited check writing Free direct deposit Itemized monthly statement Free check safekeeping - cancelled checks are kept at the bank. ATM or MasterCard Check Card available Free Overdraft Privilege available Free access to 24 Hour Customer Service Internet Bill Payment available For detailed itemized fees associated with this account, contact Deposit Services. Truth in Savings Disclosure Funds Availability Policy Electronic Fund Transfer Disclosure Privacy Policy Contact Deposit Services