Deposit Services
Free Online Banking
Access any of your deposit and loan accounts with your personal computer 24 hours a day, 7 days a week.
- Check your account balance
- Get deposit and withdrawal information
- See if a check has cleared
- Transfer funds
- Order checks
- Download account activity into your favorite personal financial management software
- To add online banking to an existing checking account, select the online banking navigation button or contact Deposit Services.
It's easy, it's accessible, and it's free. Enjoy the convenience of opening accounts, completing loan applications, and checking on your accounts from your home computer!
Internet Bill Payment - Personal Accounts
Pay your bills easily and quickly without writing checks or buying stamps.
- Pay anyone, anywhere, anytime. We'll take care of paying them either electronically or by mailing the check. See flow chart.
- Monitor your pending payments.
- To add Internet bill payment to an existing checking account, select the online banking navigation button or contact Deposit Services.
ATM Card
Fast access to cash 24 hours a day
- Have access to your bank accounts 24 hours a day
- You may apply for an ATM card in your new account application
- For existing accounts, contact Deposit Services. to apply for an ATM card
MasterCard Check Card
Replace your checkbook with the MasterCard Check Card.
- Our card allows you to withdraw funds from your checking account without ever having to write a check. You can purchase anything wherever MasterCard is accepted.
- Provides all the advantages of an ATM card.
- No longer do you have to worry about running out of checks or the cost of checks.
- Monthly itemized bank statement that includes the date, location, and amount of every transaction you've made.
- When you apply for a new account online, your check card application is included in the checking account application.
- If you wish to apply for a MasterCard Check Card for an existing checking account, complete our simple online application.
24 Hour Customer Service
We provide banking services 24 hours a day, 7 days a week by touch-tone telephone
- Free
- Contact a customer service representative for assistance with your personal identification number (PIN)
- Then simply call (316) 831-8200 to access your account information
Overdraft Privilege
Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation, payment of your reasonable overdrafts.
- Fewer charges from retailers for returned checks
- Avoids the embarrassment of returned checks with retailers
- New convenience and flexibility in managing your funds
- On eligible personal checking accounts, payment of overdrafts up to $500 ($300 on Convenience Checking Account) will normally be considered.
Of course, we are not promising to pay overdrafts and some restrictions do apply. Please contact Customer Service for additional details.
Our normal insufficient funds or overdrafts charge of $27.00 will apply to each item that would create an overdraft on your account.
Overdraft Privilege Opt-out Notice If you wish for us to always return any check that would overdraw your account, you may opt-out, that is, direct us not to provide this valuable service to you. Simply write to: Overdraft Privilege Opt-out, Southwest National Bank, 400 E. Douglas Ave., Wichita, KS 67202, or call: (316) 291-5310.
Cash Management - Business Accounts
Immediate access to information about your Southwest business accounts. Offers a wide variety of banking services in a secure environment available anywhere you have Internet access.
Standard Features
- View Account Balances
- Detail Transaction Reporting
- Book Transfers
- Export Transaction Data
- Balance Alerts Via E-mail
- Stop Payment Request
- Tax Payments
- End User Customization/Authorization
- Secure E-mail to Bank
Premium Features
- ACH Origination
- Wire Transfers
- Bill Payment
Pay only $20.00 per month for standard features and an additional $15.00 per month for premium features. Additional transaction and account fees may apply see truth-in-savings disclosure.
To sign-up for Cash Management, contact the online banking department.
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