Deposit Services Free Online Banking Access any of your deposit and loan accounts with your personal computer 24 hours a day, 7 days a week. Check your account balance Get deposit and withdrawal information See if a check has cleared Transfer funds Order checks Download account activity into your favorite personal financial management software To add online banking to an existing checking account, select the navigation button or Contact Deposit Services It's easy, it's accessible, and it's free. Enjoy the convenience of opening accounts, completing loan applications, and checking on your accounts from your home computer! Internet Bill Payment - Personal Accounts Pay your bills easily and quickly without writing checks or buying stamps. Pay anyone, anywhere, anytime. We'll take care of paying them either electronically or by mailing the check. See flow chart. Monitor your pending payments. Pay only $6.00 per month to add this feature to your bank account. To add Internet bill payment to an existing checking account, select the or Contact Deposit Services. ATM Card Fast access to cash 24 hours a day Have access to your bank accounts 24 hours a day You may apply for an ATM card in your new account application For existing accounts, Contact Deposit Services to apply for an ATM card MasterCard Check Card Replace your checkbook with the MasterCard Check Card. Our card allows you to withdraw funds from your checking account without ever having to write a check. You can purchase anything wherever MasterCard is accepted. Provides all the advantages of an ATM card. No longer do you have to worry about running out of checks or the cost of them. Monthly itemized bank statement that includes the date, location, and amount of every transaction you've made. When you apply for a new account online, your check card application is included in the checking account application. If you wish to apply for a MasterCard Check Card for an existing checking account, complete our simple online application. 24 Hour Customer Service We provide banking services 24 hours a day, 7 days a week by touch-tone telephone. Free Contact a customer service representative for assistance with your personal identification number (PIN) Then simply call (316) 831-8200 to access your account information Overdraft Privilege Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation, payment of your reasonable overdrafts. Fewer charges from retailers for returned checks Avoids the embarrassment of returned checks with retailers New convenience and flexibility in managing your funds On eligible personal checking accounts, payment of overdrafts up to $500 ($300 on Convenience Checking Accounts) will normally be considered. Of course, we are not promising to pay overdrafts and some restrictions do apply. Please contact Customer Service for additional details. Our normal insufficient funds or overdrafts charge of $27.00 will apply to each item that would create an overdraft on your account. Overdraft Privilege Opt-out Notice If you wish for us to always return any check that would overdraw your account, you may opt-out, that is, direct us not to provide this valuable service to you. Simply write to: Overdraft Privilege Opt-out, Southwest National Bank, 400 E. Douglas Ave., Wichita, KS 67202, or call: (316) 291-5310. Cash Management - Business Accounts (hide this section for now) Imagine doing your banking at a time and place that's convenient for you. View summary of all deposit and loan accounts Obtain transactions and balances Transfer money between your accounts Make loan payments Pay bills to third parties Generate reports on your transactions Move money between banks Pay federal tax bills electronically Open new accounts View your cash flow graphically