Real Estate Loans Personal Loans | Business Loans | Real Estate Loans Residential Loans Loans for new or existing homes. Owner occupied Loans to 80% of the lower of cost or appraised value Construction and permanent financing Adjustable rate features Terms to 30 years Investment Property Loans for income producing property. Loans to the lower of 85% of cost or 75% of appraised value Construction and permanent financing Adjustable rate features Terms to 20 years To Apply: Click on apply now Complete application Print a copy and sign application. Mail to address below or bring into one of our locations. For additional information contact a loan officer. Privacy Policy